Translate access into named use cases

The European Payments Council describes SEPA Credit Transfer as a euro payment scheme. For a proposed service, ask whether you can receive, send or do both, and which customer types and countries the programme supports. Describe your actual flow: client receipts, supplier invoices or transfers between your own accounts. A broad reference to SEPA is not a substitute for written answers about the capabilities and conditions of the account being offered.

Request an operational demonstration

Ask to see sample receiving instructions, a transfer confirmation, a return notification and an export. Find out who supports each issue and which partner provides the financial service. If evaluating Tap Tap Go's European roadmap, treat proposed SEPA access as subject to the relevant licensed-partner programme and launch conditions. Keep planned capabilities separate from those available to your account today so procurement, marketing and customer support work from the same factual position.

Imagine this

Hypothetical example

A hypothetical consultant wants to receive euro invoices and pay a European supplier. The provider confirms one flow but is still preparing the other. The consultant records that distinction and retains an existing supplier-payment arrangement until the additional capability is confirmed for the proposed account.

Make it practical.

Use this checklist as you read. Checks are not stored.

References & further reading

Background reading — European Payments Council: SEPA Credit Transfer ↗

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